Banking Division

Cynthia Stuart
Cynthia Stuart
Deputy Commissioner of Banking

The Vermont Banking Division regulates and examines a variety of entities that include banks, credit unions, lenders, mortgage brokers, sales finance companies, debt adjusters, and money servicers. The Division also provides consumer assistance, education, and outreach to protect consumers from financial fraud.

Contact us at 1.888.568.4547 or


The Vermont Banking Division uses the Nationwide Mortgage Licensing System & Registry (NMLS) to manage all non-depository financial service licenses.  Through NMLS, companies are able to apply for, amend, and renew license authority conveniently and safely online. For additional information on NMLS, click here

Consumer Resources

To reach the Banking Division's Consumer Assistance you can contact us at 1.888.568.4547 or

Consumer Advisory Regarding Data Breaches

The news has reported a number of instances in which businesses or governmental agencies have announced the unauthorized release of sensitive personal information, such as credit card account or social security numbers.  Whether or not you suspect your personal information has been compromised, early detection can make a big difference. 

National Foreclosure Settlement

The Vermont Department of Financial Regulation participated in an historic mortgage servicing settlement in response to significant and far-reaching problems discovered in the residential mortgage servicing industry. The $25 billion settlement is between 45 state regulatory agencies and the District of Columbia, 49 state attorneys general, a host of federal agencies, and the five largest mortgage servicing companies – Bank of America Corp., Wells Fargo & Co., JPMorgan Chase & Co., Citigroup Inc., and Ally Financial Inc.