Consumer Publications

Consumer guides are viewable in HTML format, and some versions of publications (with PDF notations) can only be opened using the Adobe Acrobat Reader©. All publications are available in printed form free of charge.  Schools and organizations may request  quantities as available.

Publications

• Taking Charge: Plan Now for Future Financial Control (PDF) - A Guide for Vermonters
  Information about Joint Fiduciary Accounts (an account owned by one person with instructions for how a second person on the account is to use the money); Powers of Attorney; Guardianship; Wills and Trusts.
• What You Should Know about Credit Cards (PDF)
  a consumer's guide to choosing a card and understanding the costs and conditions of credit.

Information for Civil Union Partners

• a guide to insurance, banking and tax issues.

Annual Report of the Bank Commissioner

• a report prepared for the Governor containing a listing of financial institutions regulated by the Banking Division, and other finanical and statistical data regarding the condition of regulated entities and services in Vermont as of the prior year ending December 31.

Surveys

• Basic Checking Account Survey
  a comparison of checking account services, fees and costs at Vermont banks.
• Basic Saving Account Survey
  a survey of savings account services, fees and costs at Vermont banks.