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Documentation Fees

Bulletin
Monday, October 21, 2002
Banking Bulletin #25

File attachments: 

http://www.dfr.vermont.gov/sites/default/files/BUL-B-25.pdf

IThis bulletin provides guidance about whether so-called "documentation fees" may be charged by automobile dealers.

Vermont Civil Union Law

Bulletin
Monday, June 4, 2001
Banking Bulletin #23

File attachments: 

http://www.dfr.vermont.gov/sites/default/files/BUL-B-23.pdf

This bulletin alerts interested parties to changes that may be necessary in their operations as a result of the adoption of the Vermont Civil Union Law.  It also provides sample language for Individual Retirement Accounts ("IRAs") and residential mortgage loan applications that may be helpful as lenders adjust their operations and procedures to recognize civil unions.

Automated Teller Machine Disclosures

Bulletin
Wednesday, May 27, 1998
Banking Bulletin #21

File attachments: 

http://www.dfr.vermont.gov/sites/default/files/BUL-B-21.pdf

This bulletin provides guidance on the disclosures that all ATM Owners or other remote service unit owners ("Terminal Owners") must provide at each ATM location.  It provides guidance on the form, content, timing, and location of the disclosures.

Permitted Charges on Mortgages

Bulletin
Monday, June 23, 1997
Banking Bulletin #19

File attachments: 

http://www.dfr.vermont.gov/sites/default/files/BUL-B-19.pdf

This bulletin provides further guidance on permitted charges on subordinate lien residential mortgage loans, including loans made by licensed lenders, and reiterates that only fees permitted by 9 VSA §42 may be charged in connection with subordinate lien residential mortgage loans.

B-98-2 - High Rate, High Point Notices for Residential Real Estate Loans

Department of Banking, Insurance, Securities & Health Care Administration

 

VERMONT BANKING DIVISION

 

REGULATION B-98-2:

High Rate, High Point Notices for Residential Real Estate Loans

 

See also on Tax Department Web Site:

Tax Department 2009 Declared Interest Rate Memo  and

Declared Rate Historical Data

 

 

Section 1. Authority and Purpose

 

B-98-1 - Form, Content and Timing of Residential Real Estate Mortgage Loan Commitment Letters

Department of Banking, Insurance, Securities & Health Care Administration

 

Vermont Banking Division

 

REGULATION B-98-1:

Form, Content & Timing of

Residential Real Estate Mortgage Loan Commitment Letters

Jan. 1, 1999

 

 

 

Section 1. Authority, Scope and Purpose

 

B-96-1 - Mortgage Brokers

Department of Banking, Insurance, Securities & Health Care Administration

Vermont Banking Division

 

REGULATION B-96-1

 

Mortgage Brokers

 

Section 1. Authority and Purpose

 

This regulation is promulgated pursuant to Title 8 Section 75, and Section 2214 (which was 8 V.S.A. § 2231 prior to January 1, 1997). Its purpose is to set forth rules for the licensing and regulation of Mortgage Brokers.

 

Section 2. Licensing

 

B-92-1 - Bank and Trust Record Retention

                          

 

 

 

 

 

 

   REGULATION  B ‑ 92 ‑ 1

 

    BANK AND TRUST RECORD  RETENTION

 

    EFFECTIVE  JULY 1, 1992

 

 

     REPLACES REGULATION 79‑3

 

 

      TABLE OF CONTENTS

 

 

 

 

B-89-1 - Non-Discrimination in Financial Services

Department of Banking, Insurance, Securities & Health Care Administration

 Vermont Banking Division

 REGULATION B-89-1: NON-DISCRIMINATION IN FINANCIAL SERVICES

Effective January 1, 1990

 

TABLE OF CONTENTS

 

Section One: Authority, Scope and Purpose

Section Two: Definitions

Section Three: General Rules

Section Four: Enforcement

 

 

SECTION ONE: AUTHORITY, SCOPE AND PURPOSE

 

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