Rates & Forms

Insurance Sub-term

Health Submission Requirements

A comprehensive actuarial memorandum must accompany all filings that include rates. The following minimum elements must be included in each actuarial memorandum

1. Incurred premium, incurred losses, and loss ratios for Vermont and nationwide, for the past five (5) years

2. The number of policy holders and the number of certificates affected in Vermont and nationwide

Workers' Compensation Submission Requirements

Include actuarial memorandum for all filings that include a rate component. The actuarial memorandum should be complete and demonstrate all rating changes.

 

Commercial Lines Submission Requirements

Include actuarial memorandum for all filings that include a rate component. The actuarial memorandum should be complete and demonstrate all rating changes.

 

Personal Lines Submission Requirements

Include actuarial memorandum for all filings that include a rate component. The actuarial memorandum should be complete and demonstrate all rating changes.

 

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