Crop Adjuster License Info

In order to obtain a Crop Adjuster license an applicant must be at least 18 years of age; must be deemed to be competent, trustworthy and financially responsible; have passed a proficiency examination approved by the Federal Risk Management Agency; meet an experience requirement and submit a license application and fees. The experience requirement may be satisfied in three different ways:

1. The applicant possesses two years’ experience in handling of loss claims.
2. The applicant has undergone special training of sufficient duration and scope to make him/her competent to fulfill the responsibilities of the license sought.  A person seeking to have special training recognized should submit a detailed description of the training, including syllabi, curriculum and training material.
3. The applicant is employed by and subject to the immediate personal supervision of a licensed adjuster who is licensed in Vermont and who has been licensed for not less than three years next preceding the date of application for the license.

For further information, see Title 8, §4803(Links to Vermont Statutes web site.)

Resident: (Electronic Application submission is not available at this time)

An applicant must submit to the Department the following:

1. NAIC Uniform Individual Application (This application is used for ALL license types, though they are not all specified on the form);
2. A Certification of passing a proficiency examination approved by the Federal Risk Management Agency;
3. Attachment #2 Certification print a hard copy, fill in; and,
4. A license application fee of $30.00 and a license fee of $60.00. Checks may be made payable to VT Dept. of Financial Regulation.
5. Attachment #1 Social Security Disclosure is for your information.

Nonresident: (Electronic Application submission is not available at this time)

An applicant must submit to the Department the following:

1. NAIC Uniform Individual Application (This application is used for ALL license types, although they are not all specified on the Form);
2. A home state certification (no older than 90 days preceding receipt by the department of the application);
3. Attachment #2 Certifications print a hard copy, fill in; and,
4. A certification of passing a proficiency examination approved by the Federal Risk Management Agency;
5. A license application fee of $30.00 and a license fee.  Please locate the state in which you reside to determine the license fee (see Fee Chart). Checks should be made payable to VT Dept. of Financial Regulation.

Attachment #1 Social Security Disclosure is for your information.

• What is the license term?
• Does Vermont require Continuing Education for Crop Adjusters?
• Does a Crop Adjuster have specific record keeping requirements under Vermont law?
• How long do records have to be maintained?
• Is a Crop Adjuster authorized to adjust non-Crop related Property Casualty claims?
• Who should I contact with license questions?
• Does Vermont allow the use of Catastrophe Adjusters/Appraisers?

1. A copy of all investigations, adjustments or appraisals undertaken or consummated.
2. A statement of any fee, commission or other compensation received or to be received by the Adjuster on account of such investigation, adjustment, or appraisal.
3. The Adjuster shall make such records available for examination by the commissioner at all times, and shall retain the records for at least three years. 

1. A catastrophe must have occurred. The Department will notify insurers on its Website if an event has been recognized as a catastrophe by the Commissioner for purposes of allowing the use of individuals who are not licensed in Vermont. Insurers are welcome to contact the Department for further guidance.
2. The adjuster/appraiser must be licensed in his/her resident state or other state if resident state does not issue such license;
3. The insurer must notify the Department of its intention to use catastrophe adjusters/appraisers and provide a list of the names, addresses and license information for individuals who will be adjusting/appraising;