Compliance Certification & Certification Checklist

Beginning on February 1, 2011 the Vermont Insurance Division will require most commercial lines filings to be accompanied by a signed certification and checklist stating that the filing is in compliance with all applicable Vermont laws, regulations and policies.

The purpose of this new requirement is to promote speed-to-market by ensuring that companies review their filings for compliance with Vermont law before submitting them to the Insurance Division for review and approval. The Division’s present experience is that many companies submit commercial lines filings without reviewing the Vermont product requirements set forth on the Division’s website and, as a result, have their filings disapproved upon initial review pending an industry response. Requiring filers to certify compliance with Vermont’s laws and policies as part of the initial filing submission will reduce the number of declinations and will make the filing process more timely and efficient for both filers and the Division’s staff.
During the first six months of this new procedure, commercial filings that are not accompanied by a signed certification and completed checklist will be declined but the filing will be held open and filers will be given a period of two weeks to supply the missing documentation via a response on SERFF. Starting on July 1, 2011, commercial filings that do not contain a signed certification and completed checklist will be rejected and the filer will be required to resubmit the filing with a new filing fee.  The Certification and Checklist must be submitted for a rate, rule, form (or any combination) filing.
The following is a complete list of Sub TOIs that are required to submit the certification and checklist:

  • 01.0001 Commercial Property (Fire and Allied Lines)
  • 02.1000 Crop-Hail Combinations
  • 02.2001 Crop-Hail Non-Federally Reinsured Only
  • 02.1002 Crop-Hail Federally Reinsured Only
  • 02.3001 Commercial Flood
  • 05.0000 CMP Combinations
  • 05.0001 Builders Risk
  • 05.0002 Businessowners
  • 05.0003 Commercial Package
  • 05.0004 Manufactures Output
  • 05.0005 CMP E-Commerce
  • 05.0006 Commercial Farm and Ranch
  • 05.0007 Other CMP
  • 05.1000 CMP Combinations
  • 05.1001 Builders Risk
  • 05.1002 Businessowners
  • 05.1003 Commercial Package
  • 05.1004 Manufacturers Output
  • 05.1005 CMP E-Commerce
  • 05.1006 Commercial Farm and Ranch
  • 05.1007 Other CMP
  • 05.2000 CMP Combinations
  • 05.2002 Businessowners
  • 05.2003 Commercial Package
  • 05.2004 Manufacturers Output
  • 05.2005 CMP E-Commerce
  • 05.2006 Commercial Farm and Ranch
  • 05.2007 Other CMP
  • 06.0000 MG Combinations
  • 06.0001 Fixed Rate MG
  • 06.0002 Trust/Pool MG
  • 06.0003 Variable Rate MG
  • 06.0004 Other MG
  • 09.0000 Inland Marine Combinations
  • 09.0001 Animal Mortality
  • 09.0002 Difference in Conditions (DIC)
  • 09.0003 Electronic Data Processing (EDP)
  • 09.0005 Other Commercial Inland Marine
  • 09.0007 Communication Equipment (Cellular Telephones)
  • 10.0000 Financial Guaranty
  • 11.0000 Med Mal Combinations (Claims Made & Occurrence)
  • 11.0001 Acupuncture
  • 11.0002 Ambulance Services
  • 11.0003 Chiropractic
  • 11.0004 Community Health Centers
  • 11.0005 Dental Hygienists
  • 11.0006 Dentists – General Practice
  • 11.0007 Dentists – Oral Surgeons
  • 11.0008 Home Care Service Agencies
  • 11.0009 Hospitals
  • 11.0010 Nurse – Anesthetists
  • 11.0011 Nurse – Licensed Practical
  • 11.0012 Nurse – Midwife
  • 11.0013 Nurse Practitioners
  • 11.0014 Nurse – Private Duty
  • 11.0015 Nurse – Registered
  • 11.0016 Nursing Homes
  • 11.0017 Occupational Therapy
  • 11.0018 Ophthalmic Dispensing
  • 11.0019 Optometry
  • 11.0020 Osteopathy
  • 11.0021 Pharmacy
  • 11.0022 Physical Therapy
  • 11.0023 Physicians & Surgeons
  • 11.0024 Physicians Assistants
  • 11.0025 Podiatry
  • 11.0026 Psychiatry
  • 11.0027 Psychology
  • 11.0028 Speech Pathology
  • 11.0029 Other
  • 11.0030 Dentist
  • 11.0031 Anesthetist
  • 11.0032 Professional Nurses
  • 11.0033 Assisted Living Facility
  • 11.1000 Med Mal Combinations (Occurrence Only)
  • 11.1001 Acupuncture
  • 11.1002 Ambulance Services
  • 11.1003 Chiropractic
  • 11.1004 Community Health Centers
  • 11.1005 Dental Hygienists
  • 11.1006 Dentists – General Practice
  • 11.1007 Dentists – Oral Surgeons
  • 11.1008 Home Care Service Agencies
  • 11.1009 Hospitals
  • 11.1010 Nurse – Anesthetists
  • 11.1011 Nurse – Licensed Practical
  • 11.1012 Nurse – Midwife
  • 11.1013 Nurse Practitioners
  • 11.1014 Nurse – Private Duty
  • 11.1015 Nurse – Registered
  • 11.1016 Nursing Homes
  • 11.1017 Occupational Therapy
  • 11.1018 Ophthalmic Dispensing
  • 11.1019 Optometry
  • 11.1020 Osteopathy
  • 11.1021 Pharmacy
  • 11.1022 Physical Therapy
  • 11.1023 Physicians & Surgeons
  • 11.1024 Physicians Assistants
  • 11.1025 Podiatry
  • 11.1026 Psychiatry
  • 11.1027 Psychology
  • 11.1028 Speech Pathology
  • 11.1029 Other
  • 11.1030 Dentist
  • 11.1031 Anesthetist
  • 11.1032 Professional Nurses
  • 11.1033 Assisted Living Facility
  • 11.2000 Med Mal Combinations (Claims Made Only)
  • 11.2001 Acupuncture
  • 11.2002 Ambulance Services
  • 11.2003 Chiropractic
  • 11.2004 Community Health Centers
  • 11.2005 Dental Hygienists
  • 11.2006 Dentists – General Practice
  • 11.2007 Dentists – Oral Surgeons
  • 11.2008 Home Care Service Agencies
  • 11.2009 Hospitals
  • 11.2010 Nurse – Anesthetists
  • 11.2011 Nurse – Licensed Practical
  • 11.2012 Nurse – Midwife
  • 11.2013 Nurse Practitioners
  • 11.2014 Nurse – Private Duty
  • 11.2015 Nurse – Registered
  • 11.2016 Nursing Homes
  • 11.2017 Occupational Therapy
  • 11.2018 Ophthalmic Dispensing
  • 11.2019 Optometry
  • 11.2020 Osteopathy
  • 11.2021 Pharmacy
  • 11.2022 Physical Therapy
  • 11.2023 Physicians & Surgeons
  • 11.2024 Physicians Assistants
  • 11.2025 Podiatry
  • 11.2026 Psychiatry
  • 11.2027 Psychology
  • 11.2028 Speech Pathology
  • 11.2029 Other
  • 11.2030 Dentist
  • 11.2031 Anesthetist
  • 11.2032 Professional Nurses
  • 11.2033 Assisted Living Facility
  • 12.0001 Commercial Earthquake
  • 17.0000 Other Liability Combinations (Occurrence/Claims Made)
  • 17.0001 Commercial General Liability
  • 17.0002 Completed Operations
  • 17.0004 Contractual Liability
  • 17.0005 Day Care Centers
  • 17.0006 Directors & Officers Liability
  • 17.0007 Elevators & Escalators Liability
  • 17.0008 Employee Benefit Liability
  • 17.0009 Employers Liability
  • 17.0010 Employment Practices Liability
  • 17.0011 Environmental Pollution Liability
  • 17.0012 Fire Legal Liability
  • 17.0013 Kidnap & Ransom Liability
  • 17.0014 Liquor Liability
  • 17.0015 Municipal Liability
  • 17.0016 Nuclear Energy Liability
  • 17.0018 Premises & Operations
  • 17.0019 Professional Errors & Omissions Liability
  • 17.0020 Commercial Umbrella & Excess
  • 17.0022 Other
  • 17.0023 Veterinarian
  • 17.0024 Internet Liability
  • 17.1000 Other Liability Combinations (Other Liability)
  • 17.1001 Commercial General Liability
  • 17.1002 Completed Operations
  • 17.1004 Contractual Liability
  • 17.1005 Day Care Centers
  • 17.1006 Directors & Officers Liability
  • 17.1007 Elevators & Escalators Liability
  • 17.1008 Employee Benefit Liability
  • 17.1009 Employers Liability
  • 17.1010 Employment Practices Liability
  • 17.1011 Environmental Pollution Liability
  • 17.1012 Fire Legal Liability
  • 17.1013 Kidnap & Ransom Liability
  • 17.1014 Liquor Liability
  • 17.1015 Municipal Liability
  • 17.1016 Nuclear Energy Liability
  • 17.1018 Premises & Operations
  • 17.1019 Professional Errors & Omissions Liability
  • 17.1020 Commercial Umbrella & Excess
  • 17.1022 Other
  • 17.1023 Veterinarian
  • 17.1024 Internet Liability
  • 17.2000 Other Liability Combinations (Claims Made Only)
  • 17.2001 Commercial General Liability
  • 17.2002 Completed Operations
  • 17.2004 Contractual Liability
  • 17.2005 Day Care Centers
  • 17.2006 Directors & Officers Liability
  • 17.2007 Elevators & Escalators Liability
  • 17.2008 Employee Benefit Liability
  • 17.2009 Employers Liability
  • 17.2010 Employment Practices Liability
  • 17.2011 Environmental Pollution Liability
  • 17.2012 Fire Legal Liability
  • 17.2013 Kidnap & Ransom Liability
  • 17.2014 Liquor Liability
  • 17.2015 Municipal Liability
  • 17.2016 Nuclear Energy Liability
  • 17.2018 Premises & Operations
  • 17.2019 Professional Errors & Omissions Liability
  • 17.2020 Commercial Umbrella & Excess
  • 17.2022 Other
  • 17.2023 Veterinarian
  • 17.2024 Internet Liability
  • 18.0000 Product Liability-Occurrence/Claims Made
  • 18.0001 Product Liability-Occurrence Only
  • 18.0002 Product Liability-Claims Made Only
  • 22.0000 Aircraft
  • 23.0000 Fidelity
  • 26.0001 Commercial Burglary and Theft
  • 27.0000 Boiler & Machinery or Equipment Breakdown
  • 28.1000 Credit-Credit Default
  • 33.0002 Other Commercial Lines
  • 33.0003 Mechanical Breakdown Insurance
  • 33.0004 Service Contract
  • 35.0002 Commercial Interline Filings

Inquiries concerning this new filing requirement should be referred to Phil Keller, Director of Insurance Rates and Forms, at (802) 828-1464 or to Shelley Stuart, Program Technician, at (802) 828-2471