Welcome to Department of Financial Regulation's health insurance rate review home page. We hope the information on the following pages will help give you a basic understanding about health insurance premiums/rates as well as the review and approval process that is undertaken by the state to establish these premiums/rates. Check back often as we will update regularly with new information.
In Vermont, health insurance carriers are required by law to submit their proposed rates in a filing to the Division of Rates and Forms for review and approval. Insurers must justify why an increase is requested/warranted and they can’t apply any increase in premiums/rates until they have been approved by the division. Click here for more on our Health Insurance Rate Review Process.
Click the link below to view Comprehensive Major Medical filings (submitted to the Department before January 1, 2014) and Medicare-Supplement filings. You can click the links to view filing summaries and the full text. Consumers can comment on filings for proposed rate increases over 5% and those comments are considered as part of the overall review process.
If you have questions or technical difficulties please contact:
Phil Keller at (802)828-1464