• TVHP is proposing an average increase of 7.4 percent in the manual rates for
fourth quarter-renewing large groups.1
The Vermont Health Plan (TVHP) is the HMO subsidiary of Blue Cross and Blue Shield of
Vermont (BCBSVT). Like BCBSVT, it is a Vermont company that exists to provide health
benefits and financing to Vermonters.
2.2 percent of the 7.4 percent manual rate increase (about 29 percent of the total) is
due to state and federal assessments and mandates. Most (83 percent) of the 2.2
percent increase is due to the mandates in Vermont Act 171 and Act 158 (effective
October 1, 2012).
1 Actual rates for TVHP large groups are based on their experience as well as the manual rates.
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Once the actuarial opinion has been received by the Department and the Commissioner’s recommendation concerning this filing has been made, these documents will be found at the Green Mountain Care Board’s rate review website: http://gmcboard.vermont.gov/rate_review. Once the decision has been issued by the Board we will update the status of the filing on our website. Please note there is a time lapse between when the filing is submitted to our Department and when the Board issues the decision.