Questions about Flood Insurance Claims?

Flood insurance is administered by the federal government’s National Flood Insurance Program (NFIP)  not under homeowners’ insurance policies.  These claims can be complicated and policyholders may have questions in the days and weeks following a flood event. The NFIP call center is reachable at 1-800-621-3362, and will operate from 8 a.m. to 6 p.m. (CDT) Monday through Friday. Specialists will be available to assist policyholders with the servicing of their claims, provide general information regarding their policies, and/or offer technical assistance to aid in recovery.

The FEMA National Flood Insurance Program

Investors should discuss cybersecurity with their financial professionals

With an ever-growing list of financial institutions targeted by organized cyber-attacks, the Department of Financial Regulation reminds investors that it is important to understand how their personal information is being protected by financial firms.

DFR report on Act 199

During the 2013-2014 Legislative session, the Department of Financial Regulation was asked to conduct a study on crowdfunding, licensed lending, the Vermont Small Business Offering Exemption, and electronic insurance notices. 

Know Your Insurance Policy During Hail Damage Season

FAQ’s ON HAIL DAMAGE TO YOUR VEHICLE:

Do I Have Hail Damage Coverage on my Car?
Hail and windstorm damage is covered on your car if you have already purchased comprehensive coverage on your damaged vehicle before the damage occurred.
Will I Have to Pay a Deductible for Hail Damage?

Recent service provider mailings on sewer and water line failures.

If you have received a notice offering protection against sewer or water line failures, it is important to note that the service being offered is not an insurance coverage. The Department of Insurance does not regulate these service providers. With any warranty or service program consumers should learn what is and is not covered and what exceptions apply. Consumers are advised to research the offering thoroughly before they purchase it to ensure it is appropriate and suitable for their needs.

 

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