Title Agent License Info

IMPORTANT NOTICE: Important Notice for Title Agents who missed the March 31, 2015 License Renewal Deadline: Vermont Title Agent licenses expired on March 31, 2015. Accordingly, the license of a Title Agent who did not renew as of March 31, 2015 has now lapsed. Vermont does not have a “grace period” for a license renewal, and a license cannot be “reactivated”. Title Agents, whose license has lapsed, must apply for a new license in Vermont. In order to apply for a license, follow the instructions listed under How to Apply for a License.

Information about licensing requirements, how to apply for a license and FAQs.

License Requirements

In order to obtain a Title Agent license an individual must be at least 18 years of age; must be deemed by the Commissioner to be competent, trustworthy and financially responsible; have passed a written examination; be appointed by a sponsoring insurer and submit a license application and fees.

How to Apply for A License

Resident and Nonresident - Paper Application Only 

An applicant must submit to the Department the following:

  1. NAIC Uniform Individual Application;
  2. Resident: The original score report showing passage of the Title Agent examination or must be admitted to the Vermont Bar;
  3. Resident Fee: Application fee of $30.00 and a license fee of $30.00. Checks may be made payable to VT Dept. of Financial Regulation; or
  4. Nonresident Fee: Application fee of $30.00 and a biennial license fee. Please locate the state in which you reside to determine the license fee (See Fee Chart). Checks may be made payable to VT Dept. of Financial Regulation.

Attachment #1 Social Security Disclosure is for your information.

Application Submission Note: Although a license can be issued without an appointment, a licensee cannot act as the agent of an insurer without an agent appointment by the insurer. Each insurer for whom you act as an agent must appoint you. Only an Insurer is authorized to submit an appointment form.

Once you are licensed, additional Insurers can submit subsequent appointments without any additional documentation from you. 


What is the license term?

The license term is April 1st to March 31st of odd years. The Department will send out renewal notices for existing licensees at the beginning of the odd year. Note, license fees are not prorated and the license term is fixed, regardless of time of application.

What is the renewal fee?

2015 renewal fee chart.

Who must have a Title Agent license?

Anyone who intends to sell, solicit or negotiate Title insurance must be licensed as a Title Agent.

Is Vermont an appointment state?

Yes, Vermont is an appointment state. If an insurer does business with a Title Agent as its agent, the insurer must appoint the Title Agent as its agent for which the Titile Agent will be acting as the agent of the insurer. Without the appointment, a Title Agent can not hold a license.

When must a Title Agent be appointed as an insurer’s agent?

A Title Agent must be appointed at the time of application.

Does Vermont require a Title Agent to have a trust account?

Yes, in most instances a Title Agent will need a trust account. For more information about trust account requirements see Regulation 95-1.

For answers to additional questions that have not been addressed in the FAQs above, send an email to dfr.producerlicensing@state.vt.us please be sure to provide a telephone number where we can contact you.

Vermont Department of Financial Regulation
Insurance Division – Producer Licensing
89 Main Street
Montpelier, VT 05620-3101
(802) 828-3303 Telephone
(802) 828-1633 Fax