These documents are not legal documents but are placed here for reference purposes only. For a legal copy please contact the department.

Bulletin Authorizing The Use of Catastrophe Adjusters and Appraisers

Tuesday, September 6, 2011
Insurance Bulletin #165

Insurance Division Bulletin #165

September 6, 2011


Bulletin Authorizing the Use of Catastrophe Adjusters and Appraisers


Due to the scope of damage caused by Tropical Storm Irene, the Department has authorized insurers to use Catastrophe Adjusters and Appraisers, pursuant to Title 8 V.S.A. 4803(d)(2). This authorization is effective August 29, 2011 for a period of ninety (90) Days. The authorization is subject to the following requirements:

1. The adjuster/appraiser must be licensed in his/her resident state or other state if the resident state does not issue such license;

2. The insurer must notify the Department via email to of its intention to use catastrophe adjusters/appraisers and provide a list of the names, addresses and license information for individuals who will be adjusting/appraising; and,

3. Within ninety (90) days from the date of a claim denial a Vermont licensed adjuster will review the denial to ensure the claim was properly adjusted.

Insurers and adjusting entities are responsible for the conduct of persons authorized as catastrophe adjusters and appraisers and should ensure that such individuals adjust and appraise claims consistent with Vermont insurance laws and regulations.

Licensees should monitor the Department’s Website: for updates.

Dated at Montpelier, Vermont, this 6th day of September, 2011.