Insurance Consumer

Insurance Consumer

VT Requirements on Chimney and Woodstove Safety

Below is an important excerpt from the Chimney and Woodstove Safety guide:

  • Solid fuel–burning appliances shall not be installed in any location where gasoline or any other flammable vapors or gases are present. [ NFPA 211 Sec 12.2.3]
  • Solid fuel-burning appliances shall not be installed in any garage.

Click too read the whole Chimney and Woodstove Safety Specifications

Fraud of the Week

Consumers Warned About Fraudulent Unclaimed Property Letters

As the official representative of the state unclaimed property programs, NAUPA is warning consumers to be on guard against fraudulent letters arriving via the U.S. Mail and in consumers' email inboxes alleging that they have unclaimed property. This particularly deceptive message is on fake NAUPA letterhead and requests money be sent to claim the property.

What’s in your trunk?

Winter is here and that means cold and snow. It also means that it’s time to think about the junk in your trunk. Spend a few minutes to clean out your trunk and replace unnecessary items with things you might need in the event of a roadside emergency.

Below is a list of items to consider as part of your emergency gear:

Steer clear – Watch out for wildlife collisions

Many hunters have wild game in their crosshairs this fall. But even if you don't participate in this sport, you should set your sights on safety when you get behind the wheel of a car. More deer accidents occur in the U.S. in October and November than the rest of the year. The National Highway Safety Administration (NHSA) reports there are about 1.5 million annual deer-related auto accidents. Vehicle collisions with deer and other animals can be costly and dangerous. To help you stay safe this fall, follow these tips from the National Association of Insurance Commissioners (NAIC).

There is always a chance for a collision with wildlife such as deer, moose, raccoons, birds, and even bears but from now through mid-December – Vermont’s deer seasons – the herds are especially active, which increases the risk of hitting an animal with your vehicle. Before a collision occurs, make sure you're protected with the right type of insurance and understand how to avoid animal accidents. (For more information on the various hunting seasons in Vermont, check out the Vermont Department of Fish and Wildlife:
Are You Covered?

Questions about Flood Insurance Claims?

Flood insurance is administered by the federal government’s National Flood Insurance Program (NFIP)  not under homeowners’ insurance policies.  These claims can be complicated and policyholders may have questions in the days and weeks following a flood event. The NFIP call center is reachable at 1-800-621-3362, and will operate from 8 a.m. to 6 p.m. (CDT) Monday through Friday. Specialists will be available to assist policyholders with the servicing of their claims, provide general information regarding their policies, and/or offer technical assistance to aid in recovery.

The FEMA National Flood Insurance Program


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